At Pebble Employee Benefits, we are proud to present BLIS, the Business Life Insurance Solution, designed to revolutionize the way you protect your employees. BLIS, underwritten by Momentum, combines the best of traditional group life insurance with the individual policy benefits of Myriad, offering a comprehensive and flexible coverage solution. Notably, Tshwane University of Technology has been on BLIS since 2004, benefiting from its unique features and long-term stability.

Key Features of BLIS:

1. Stable and Sustainable Rates: BLIS sets realistic rates based on the average age of members, ensuring stability and predictability over the long term. Claims experience has minimal impact on the rates, providing employers and employees with financial security and peace of mind.
2. Individual Policy Benefits: BLIS offers the unique advantage of individual policies within a group scheme. This means that each employee can enjoy the benefits of personalized coverage tailored to their specific needs, providing a higher level of protection and satisfaction.
3. Portability and Continuation Options: With BLIS, employees can maintain their coverage even after termination of service. The premiums for continuation are based on the rate at entry, making it significantly more affordable compared to traditional schemes. We believe in providing lifelong protection and support for your employees.
4. Terminal Illness Benefit: BLIS offers an early pay-out option in the unfortunate event of a member being diagnosed with a terminal illness and with a life expectancy of less than two years. This provides immediate financial assistance during a challenging time, ensuring your employees are taken care of.
5. Simplified Underwriting: BLIS simplifies the underwriting process by limiting it to a voluntary HIV test. Members who choose not to undergo the test or test positive still enjoy the same cover at the same rate as other members, ensuring inclusivity and accessibility for all.
6. Funeral Assistance Benefit: BLIS includes a Funeral Assistance Benefit, providing financial support for funeral expenses. This compassionate benefit offers practical assistance to employees and their families during difficult times.

Why Choose BLIS: BLIS offers a range of advantages over traditional group life insurance, including stable rates, personalized coverage, portability, simplified underwriting, and the backing of Momentum’s underwriting expertise. Our 97% take-up rate at other client organizations showcases the trust and satisfaction our clients have experienced with BLIS. For the remaining 3%, rest assured they are still covered in full under the normal group life policy.

Implementation Strategy: Implementing BLIS is seamless with our dedicated team. We’ll conduct one-on-one meetings, explain options, and guide your staff through the process. On-site nurses provide HIV testing for individual policy selection. Our representatives regularly visit campuses, supporting new members and addressing concerns. Expect a smooth transition to BLIS, backed by our commitment to exceptional service and long-term financial security.

Contact Us: Ready to enhance your employee benefits package with BLIS? Schedule a consultation with our team at Pebble Employee Benefits today. We are committed to providing exceptional service, personalized solutions, and long-term financial security for your organization and employees.